Search Engage

If you have debts with creditors such as overdue household bills, overdrafts, credit cards or loans you should contact the company to discuss your circumstances. You can set up an affordable repayment plan to start paying off your debts in a manageable way.

You can also get support from a debt management agency such as Stepchange who go over your options and contact your creditors on your behalf. 

Moneyhelper has a free budgeting tool that helps you to track all of your expenses from priority bills like rent to funds for socialising. You can complete a budget planner here to help you plan out how you can better manage your money and start tackling debts.